Enjoy it while you can consumers and retailers alike

I have enjoyed the falling gas prices of recent as have some retailers I have been doing commerce with, much to the chagrin of Wall Street and the investors. More on Wall Street and the investors later. But for now.

Good news with the falling gas prices I now find myself with more disposable income. This is how this works for me. First I have had no significant pay raises in quite some time, therefore even though I have a job I live on a fixed income. My pay is split into the following. First I cover the basic necessities food, clothing and shelter. Second are the utilities. Third is gas costs to get my butt to work, figured by actual miles driven and fuel mileage. Fourth is to save 10% of what is left. Why 10% you ask, because I know and have known that even though I am required to pay into Social Security I will not get a monthly check, the money will run out. Fifth give to the Church. Sixth what ever is left is disposable, meaning it is spent in the local area in an attempt to keep the employed, employed. If what I want to buy is not available in the local area, then I must shop outside, either way someone has a job. Consequently the less the third costs me the more of number 6 I have, the more number three costs the less of number 6 I have.
More good news. The falling gas prices have allowed me to take the boat out more often. Going fishing more often has meant more trips to the bait store and the gas station. The owner of the bait store has had more business, selling shrimp. The owner of the gas station has been selling more gas. The owner of the shrimp boat has been going out more often and catching shrimp, if no one is fishing he can not sell his shrimp that are to small for restaurants. The fuel for the shrimp boat costs less, the shrimp he sells costs less, the owner of the bait store sells shrimp for less because they cost him less, I go fishing more often and buy more shrimp and gas. All of this is because fuel prices have come down. Yes, economics are this simple.
I understand supply and demand. If the supply is low and demand is high prices go up. If the supply is high and demand is low prices come down. I also understand that supply can be manipulated to effect price. I also understand this if production and transportation costs are low so are prices, and that the opposite is true.

Items 1, 4 and 5 are not negotiable and will be done. Item 2 fluctuates with the season. Item 3 is a must, if my butt does not get to work none of them happen. Item 6 is dependent on all before.
The only one that I have even the slightest control over is second, the utilities, but only to a certain extent. I can control how much electricity I use but I can not control the cost.

Bad news my power company will be raising the rates for electricity this month. My electric bill will be increasing thereby effecting my disposable income. New regulations from the feds.
More bad news, the new republican controlled congress is considering raising the gas tax. This too will affect my disposable income.
Even more bad news, for the owner of the gas station, I will be buying less gas. To the owner of the bait store, I will be stopping by less often for shrimp. To the owner of the shrimp boat, the owner of the bait store will be needing less shrimp. We all will likely be needing less fuel.

The federal government once again has it all backwards. In an attempt to take more from the American people, they will in all probability end up with less. The federal government should be finding a way to lessen the burden on business. Business will get people back to work not the federal government. If more people were working, more people would be going to work and buying gas to get there. Stop taking and use what you have already taken, but use it wisely. Tell America where all of the money in the Highway Trust Fund went. While you are at it tell America where all the money you took from us went. The only money you seem to have enough of is welfare money, never hear that it is used up, must not be many on welfare. Since there must be a surplus of welfare money use it to fill up the other accounts. Surely you have not done the opposite. Have you?

Now to Wall Street and the investors. Frankly, I do not give a rat’s butt about your worries and concerns about the falling gas prices. The only reason that Wall Street has been doing so good is that the feds have been pumping money into your stock market. Directly or Indirectly. With the feds holding the interest rate at or near zero the investments have been flowing to Wall Street. Where else is there to invest with any real possibility of a descent return? Do not worry yourself too much I am quite sure your friends in Congress will bail you out once again. Just for grins and giggles disclose how much money really is in the stock market. You are not driving the Economy. The only thing you are driving is America to the poor house with the aid of Congress, Politicians and the Fed.

The Basic Necessities

Every human on this planet has the same basic needs food, clothing and shelter. Food including water gives life. Clothing gives protection from the environment. Shelter gives safety and security. These three things are all that is needed, everything past these are comforts.

This post is not about the World, it is about America and Americans. It has been proven time and time again that you can not help others, until you first help yourself. It has also been proven that it is foolish to help those that will not help themselves. It has also been proven that attempting to help those who will not help themselves can destroy the one attempting to help others. It has also been proven that the wrong kind of help causes more harm than good.

Times have changed as has the perception of what is a necessity. If an 85 inch flat screen is a necessity, remove one, any one of the three and put the flat screen in its place and try to live. The same can be said of anything, because nothing can replace the basic three. If food is given up starvation is the result. If clothing is given up you have no protection from the environment(elements). If shelter is given up you have no safety or security.

Times may have changed the perception, but no amount of time can change the reality.

Each and every American that is of sound body and mind should be responsible enough to provide themselves and their families with the basic necessities of life. Sadly, this is not the case. Many in America have turned to the government to provide their basic necessities. Some in America have even demanded luxuries from the government and received them through government social welfare programs. Bad behavior, bad decisions and bad choices and in some cases down-right laziness have led to countless government assistance programs.

Government despises competition wants none, not in any area. There was a time before progressive liberalism when a person fell on hard times the communities, neighbors, the churches and even downright big-hearted people offered those in need a hand-up. Government through progressive liberalism does not offer a hand-up, it instead gives hand-outs. There are still places and organizations that offer a hand-up, but their activities are severely limited by government. As I said government despises competition and is completely in charge of hand-outs. It is a complete shame that those offering a hand-up need government approval. The difference between a hand-up and a hand-out is this. A hand-up is given freely and is done to help one get back on ones own feet. A hand-out is given because it was taken from another, and is given with no expectation of one getting back on ones own feet. Hand-outs only serve to keep one down, to insure this some hand-outs are more than the person could do for themselves, removing the incentive to even get up on ones own feet.

The government despises competition on its part, but has provided competition to those receiving hand-outs. The competition for hand-outs has come most recently in the form of forgiving student loans, and the 5.1 million illegal immigrants who have received executive amnesty, which is not 5.1 million but more likely at least 12 million. The hand-out checks will need to be cut to provide for the new members of the hand-out rank and file. No, this will not happen, leaving one of three options 1. Take more from those who provide for themselves. 2. Cut money from a needed portion of government, like deeper military cuts. 3. Do both, this the most likely.

Government has nothing, produces nothing and makes nothing, but a mess of everything it sticks it long prying nose into. Government only has what it has because it takes from the responsible. Government sees itself as the modern day Robin Hood, taking from the rich to give to the poor. The story was never finished, if the story was finished the truth would have been revealed. The conclusion of that story would have been this, there is only so much to take. The only equality that will ever be achieved will be equality in poverty. The war on poverty that began so long ago has only increased the numbers in poverty. There are now more people of sound mind and body receiving government assistance than at any time in history. Less and less citizens are capable of providing the basic necessities than ever before, at least the government tells them they are, and the government is more than willing to step up and help with a hand-out, never a hand-up.

Accept a hand-up when needed, reject hand-outs. Provide the basics for yourself, when you have the basics covered you can help others with a hand-up. The people are the solution the government is not. Get your life back, stand on your own feet.

Out with the Old, In with the New, Problem is that they are the Same

The 114th Congress will be no different from the 113th. Leadership positions and appointments to committees will be based on party loyalty. Adherence to party platforms and party loyalty are the key to success to politicians. If a congressional member is seen as a problem to the leadership or to the party they can forget high-profile committees and will find themselves safely tucked into corner. Where they remain unknown and obscure, until they come around to the leaderships and parties way of thinking. Back-rooms are where committee memberships and leadership positions are assigned after an understanding is reached. The leadership protects itself from rivalry and in-fighting by insuring the minor leaders will not stray. Arm-twisting and coercion, a sort of political blackmail. The outside will never be allowed inside.

Political corruption runs much deeper than just the politicians and their respective parties. Is it really the leadership that names who to the committees? What role does the political party have in committee appointments? The political parties control the politicians, but who or what controls the political parties? Political parties survive on money, donations. The donations to the political parties come from lobbyists, PACs, and special interest groups. The donors see their donations as investments and want to see a positive return on their investment, no positive return, no more investment. So, who really controls appointments to committees and leadership. With-out the appointment to the right committee the politician is never introduced to the right people. So, which politician will sell him or herself out to get on the right committee to meet the right people?

The Republicans were handed a huge victory in November, yet they acted as though they had lost. Rather than a continuing resolution to fund the government until February, they pushed through a massive 1.1 Trillion dollar omnibus bill to fully fund the government, except one obscure section of DHS, until the end of the fiscal year. There are only two reasons for this to happen. 1. You establishment Republicans could not trust that the new members of Congress would continue doing business as usual, they may cause a wave upsetting your apple cart. 2. The 113th Congress were all of the same party. Not to mention the fact that not only did the omnibus bill pass before the new Congress convened none of you bothered to read it, but you each made sure that your donors were amply rewarded.

I can do math, your vain attempt, in the House at passing the Keystone XL pipeline bill and sending it to the Senate hoping that it would pass and go forward to BHO was for what purpose. This was another back-room deal, but it back-fired and died in the Senate, missed by 1 vote. Now you will try again, even if it is a clean bill, which I doubt, BHO will veto it. You do not have enough votes to override a Veto, and you know it. In order for BHO not to veto you will have to give him a lot. This is more likely, you know the veto pen will come out on the pipeline, and the crying begins anew. When the republicans gained the house, nothing got done and more crying ensued. The republicans controlled the House but need the senate to get anything done. The veto by BHO will lead to more crying we need the White house too. This bull-shit crying began in 2010 and has not stopped, nor will it. Excuses will be given for why the Congress failed to do anything and BHO did everything either by executive order or memorandum. News for you, you had the House, the Senate and the White House at one time and nothing but spending occurred and the government grew then as it grows now.

In all actuality you have no desire to stop BHO, you have no desire to stop the amnesty by executive order and you have no desire to stop Obamacare. This is best illustrated by your passing the omnibus spending bill before the new Congress. Some of the new members may have been serious about their campaign promises, even if you were not. The fact that it passed without being read speaks volumes about your character and you ineptness. The speed at which it was done only serves to prove that you, the establishment republicans could not and can not trust the new members of Congress.

This is why you will not stop BHO. The establishment politicians have been patiently awaiting his arrival, it did not have to be BHO but one like him. You have been patiently waiting for things to come together. Some career politicians waited so long they died in office.

The three separate branches of government were never meant to work together, the original intent was to keep the others in check. The Congress was sent to work for the people and the states not to work with the president.